Wednesday, September 30, 2015

How to Feng Shui for Your Workspace




What to Use:

1. A Plant
2. A desktop fountain or fishbowl
3. Blue Purple and red desk accessories
4. Black briefcase or laptop bag.
5. Photos
6. Desk Lamp

What to do:

  1. Declutter your desk and work space
  2. Repair and anything that is broken
  3. Have a plant on your desk avoid cactus
  4. Position the chair to see the door ( Meaning business and opportunity)
  5. Position your chair so a solid wall is behind it.( further protect your back - chair have proper support)
  6. Place a fishbowl or a desktop fountain on your desk ( activate flow of money and calm you down)
  7.  Blue Purple and red desk accessories on your desk ( creativity)
  8. Pictures on upper left corner of your desk
  9. Keep your desk basket away from the desk or at the bottom left corner of the desk
  10. Use good lighting 

Monday, September 28, 2015

Land Transfer for First Time Home Buyers in Toronto and Ontario outside Toronto

Did You Know?

First Time Home Buyers Pay less land transfer taxes.
In Toronto there is an additional Land Transfer tax that is paid also by First Time Home Buyers

Example for a property of 500,000

First Time Home Buyers
-in Toronto pay $6475
-In Ontario outside Toronto pay $4475

Ontario Land Transfer Tax

0.5% - first $55,000
1.0% - between $55,000 - $250,000
1.5% - over $250,000
2.0% - over $400,000
Qualifying first time home buyers receive a $4000 credit from January 1 2017

Toronto Land Transfer Tax


0.5% - first $55,000
1.0% - between $55,000 - $400,000
2.0% - over $400,000
First time buyers are exempt on the first $400,000 approx $3700 rebate

Land Transfer Ontario and Toronto

Did you know?

That if you purchase a property in Toronto you pay 2 taxes Ontario Tax and Toronto tax?

If you purchase a house outside Toronto you pay only Ontario Land Transfer Tax

Example
For a property of $500,000 you pay $12200 in taxes if the property is located in Toronto or $6475 if the property is located outside Toronto York Region for example.



Ontario Land Transfer Tax

0.5% - first $55,000
1.0% - between $55,000 - $250,000
1.5% - over $250,000
2.0% - over $400,000
Qualifying first time home buyers receive a $4000 credit

Toronto Land Transfer Tax


0.5% - first $55,000
1.0% - between $55,000 - $400,000
2.0% - over $400,000
First time buyers are exempt on the first $400,000